The Mufti of Selangor often answers various questions that are addressed. Most recently, the Mufti of Selangor also answered a question involving the purchase of a warranty card or extended warranty for a product. That said, what should you know about it?
As everyone is aware, there are several brands that offer additional warranty sales separately for their products, including Apple through Apple Care. In response to the question, the Mufti of Selangor stated that it is allowed to sell goods together with a repair service guarantee that is valid for a certain period. Since this brings benefits to the buyer, this practice is valid.
However, if you buy a warranty card or extended warranty separately - such as buying a new warranty after the warranty period has expired. Then that should not be allowed because it has an element of gharar. That’s because you are buying and paying for something uncertain - whether he will benefit from the repair service, or possibly not.
In addition, the Mufti of Selangor also stated that most contemporary scholars decided this was haram. This is because the potential damage to your device is uncertain, but you have already paid for it. So, this this matter of uncertainty falls under gharar and gambling or qimar .
Moreover, this ban also applies to conventional insurance which combines the same elements. However, if it is based on takaful, then it should be valid based on the tabarruq contract.
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