Apple launches Apple Pay Later, plans to expand to other countries in the future


Today, Apple has introduced a new Apple Pay Later feature for the iPhone and iPad. Currently, it's only launched in the US market but here's what we know about it so far.

Like other pay later methods by other companies, Apple Pay Later allows customers to split purchases into four payments, spread over six weeks with no interest or fees. Moreover, customers can also track, manage, and repay their Apple Pay Later loans in Apple Wallet. The loans start from $50 to $1,000.

Apple Pay Later is now in a pre-release version and only selected invited users are testing it out. Apple plans to offer it to all eligible users in the coming months, especially iPhone and iPad users who have updated their devices to iOS 16.4 and iPadOS 16.4 respectively. The Pay Later option will appear on the checkout page with merchants that accept Apple Pay.


With Apple Pay Later in Wallet, customers can easily see the total amount due for all of their existing loans, as well as the total amount due in the next 30 days. They can also choose to see all upcoming payments on a calendar view in Wallet to help them track and plan their payments. It's also noted that credit cards will not be accepted to pay back loans.

Apple Pay just only entered the Malaysian market in August last year, so it would be interesting to see if Apple Pay Later would make its way here. Until then, do stay tuned for more trending tech news at