Bank Negara Malaysia has launched the Semak Kasih portal to help people check for unclaimed insurance policies and takaful certificates. The online platform allows beneficiaries to search for death benefits left behind by deceased family members. This service aims to help individuals claim financial support that they might not know exists.
For your information, the portal serves as a single platform for the public to find missing coverage without needing to contact companies one by one. Developed by the Malaysian Takaful Association and the Life Insurance Association of Malaysia, the tool helps families who miss out on payouts due to a lack of information. Industry data shows that around 50,000 insurance policies and takaful certificates involving death benefits remain unclaimed by beneficiaries in Malaysia.
Financial protection and accessibility features
Additionally, the portal simplifies the process by offering digital data matching. Users create an account and enter the required details to see search results. This platform is part of an effort to improve financial protection and access for Malaysians dealing with economic challenges.
Moreover, the launch took place alongside other financial programs, including microfinancing options for small businesses. These business plans offer funding of up to RM100,000 without requiring a guarantor or collateral. The central bank has also allocated RM5 billion under the SME Stabilisation Relief Facility to support companies affected by external economic issues.
How to use the Semak Kasih portal
Thankfully, it is quite easy for you to check for unclaimed insurance policies and takaful certificates. This is how you can do it:
- Open the official Semak Kasih website on your phone or computer.
- Sign up by typing in your name, ID number, email, and phone number.
- Type in the name and ID number of your late family member.
- Take a clear photo or scan of the official death certificate and upload it to the site.
- Submit the form to see if there are any matching unclaimed insurance or takaful money waiting to be found.
A very useful feature for Malaysians
Personally, we feel this is a very good initiative for families in Malaysia. Hopefully, everything will go smoothly for the portal when it launches. Would you like to check if your family has any unclaimed insurance policies waiting to be found? You can visit the official website to run a search for your late relatives and find out if there are any benefits available.
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